Moving home in Newport Pagnell or Milton Keynes? Get expert home mover mortgage advice from Tickford Mortgages. Port your mortgage or switch to a better deal. Free consultation. 

Already own a home and thinking about moving? Whether you're upgrading, downsizing, or relocating for work or lifestyle reasons, Tickford Mortgages is here to make the mortgage process clear, smooth, and stress-free.

We help home movers across Newport Pagnell, Milton Keynes, and the surrounding areas understand their mortgage options — so you can focus on your move, not the paperwork.

If you already have a mortgage and you're selling your current property to buy a new one, you're considered a home mover. And while you may assume you'll need a brand-new mortgage deal, that’s not always the case.

Many mortgage products come with a porting feature, which allows you to transfer your current mortgage (including your interest rate) over to your new property. If you're on a good fixed rate, this could be a great way to keep your existing deal and avoid early repayment charges.

However, porting your mortgage isn’t always the best option — lenders will still reassess your affordability, and sometimes, the deal may not be portable in full (especially if you’re upsizing). In many cases, a new mortgage deal could offer better flexibility or overall value.

If porting isn't suitable or you’d prefer a fresh start, we’ll search the market for a new mortgage that matches your current situation and future plans. This might allow you to:

• Borrow more to fund a bigger property
   
• Reduce your term to become mortgage-free sooner
   
• Take advantage of more competitive rates
   
• Consolidate borrowing or restructure your finances
   

We’ll guide you through all your options with honest, tailored advice — whether you’re moving within Newport Pagnell, Milton Keynes, heading to a nearby village like Olney or Woburn Sands, or relocating further afield.

Our home mover service includes:

• 🏡 Advice on whether to port your mortgage or switch to a new deal
   
• 💬 A full review of your current lender’s criteria and product terms
   
• 🔍 Whole-of-market mortgage search to find the best new deal
   
• 📝 Help with lender paperwork, solicitor communication, and timelines
   
• 📞 Regular updates so you're always informed, every step of the way
   

We know the local property market across Newport Pagnell, Milton Keynes, and surrounding postcodes inside out. That means we can offer practical insights on:

• Property values and borrowing potential in your new area
   
• Stamp Duty implications for movers
   
• Understanding how timing the sale and purchase affects your application
   
• Managing your mortgage offer length in longer chains
   

Let us take the hassle out of your mortgage so you can focus on the exciting part — your next home. Whether you're just starting to plan your move or you’ve already had an offer accepted, we're ready to help.

📍 Local mortgage advice for home movers in Newport Pagnell, Milton Keynes, Brooklands, Stony Stratford, Broughton, and beyond.
 

We offer a free, no-obligation consultation to discuss your move and mortgage options. Whether porting or starting fresh, we’ll help you make the right decision with confidence.

Your home may be repossessed if you do not keep up repayments on your mortgage.