Friendly, Local Help to Get You on the Property Ladder

Taking your first step onto the property ladder can feel daunting — but with the right support, it doesn’t have to be. At Tickford Mortgages, we specialise in helping first-time buyers across Newport Pagnell, Milton Keynes, and surrounding areas secure their first mortgage with confidence.

Whether you're just starting to build your deposit or you’ve found a home you’re ready to offer on, we’re here to guide you every step of the way — no jargon, no judgement, just straightforward advice tailored to you.

We understand how exciting — and sometimes overwhelming — buying your first home can be. That’s why we offer a calm, clear, and personal approach to mortgage advice, with support from start to finish.

Here’s what makes us different:

• 🏡 Local Knowledge
  Based in Newport Pagnell, we understand the housing market in Milton Keynes and the surrounding villages — and tailor our advice to suit local prices, property types, and trends.
   
• 💬 Clear, Simple Guidance
  We explain the whole process in plain English — from how much you can borrow, to how to improve your credit score, to what happens on completion day.
   
• 🤝 Solutions Where Others Say No
  Low deposit? Self-employed? Complex income or credit history? We work with a wide panel of lenders to help you find a solution that fits.
   
• ✅ Fully Regulated & Trusted
  We’re authorised and regulated by the Financial Conduct Authority (FCA), so you can rest assured you're receiving honest, compliant advice.
   

When you work with Tickford Mortgages, we’ll help you:

• Calculate how much you can realistically borrow based on your income and commitments
   
• Understand your deposit options – including gifted deposits, Help to Buy repayments, or lifetime ISAs
   
• Explore available government schemes, such as Shared Ownership or Own New (for new build homes)
   
• Secure an Agreement in Principle, so you can view properties with confidence
   
• Navigate the entire mortgage application process with full transparency
   
• Communicate with estate agents, lenders, and solicitors to keep things moving smoothly
   

We’ve supported first-time buyers in areas including Newport Pagnell, Broughton, Brooklands, Stony Stratford, Olney, and all across Milton Keynes. From knowing which lenders are more flexible on flats, to understanding which developments offer the best value, our local experience helps you make smarter choices.

We offer a free initial consultation, with no pressure to commit. Whether you’re at the very start of your journey or already house-hunting, we’ll help you understand your options and get mortgage-ready.

📍 Trusted by first-time buyers across Newport Pagnell, Milton Keynes, and surrounding towns and villages.
 

Your home may be repossessed if you do not keep up repayments on your mortgage.