Critical Illness Cover – Local Advice You Can Trust
Critical Illness Cover Advice in Newport Pagnell, Milton Keynes & beyond
A serious health diagnosis can turn life upside down — but the financial impact doesn’t have to. With the right critical illness cover in place, you and your family can focus on recovery rather than money worries.
At Tickford Mortgages, we support clients across Newport Pagnell, Milton Keynes, Olney, Woburn Sands, Bletchley, and nearby villages with clear, personalised protection advice.
Whether you're purchasing a home, remortgaging, or reviewing your current insurance, we’ll break down your options in a simple, no-pressure way.
What Is Critical Illness Cover?
Critical illness insurance pays out a tax-free lump sum if you’re diagnosed with a specified serious medical condition. This financial support can help you:
- Reduce or clear your mortgage
- Cover everyday bills while you recover
- Pay for private treatment or specialist care
- Protect your family’s income if you need extended time off work
It’s designed to provide stability and reassurance at a time when you need it most.
What Conditions Are Typically Covered?
Every insurer is different, but most comprehensive policies include conditions such as:
- Cancer
- Heart attack
- Stroke
- Multiple sclerosis
- Major organ transplant
- Parkinson’s disease
We’ll walk you through exactly what each policy includes, what’s excluded, and which plan best fits your needs.
Why Choose Tickford Mortgages?
- Tailored recommendations based on your personal circumstances
- Access to a wide panel of trusted UK insurers
- Clear explanation of all medical definitions and policy wording
- Help reviewing or improving any existing protection you already have
- Advice that fits seamlessly with your wider mortgage and financial planning
Our focus is on providing honest, local advice backed by years of experience helping families across Newport Pagnell and Milton Keynes.
Who Can Benefit from Critical Illness Cover?
Critical illness protection is worth considering if you are:
- A first-time buyer wanting to safeguard your new home
- A family relying on one or two incomes
- Self-employed or without employer sick pay
- Concerned about how you’d manage financially if you became seriously ill
If losing an income would put pressure on your finances, this type of cover can make a huge difference.
Book Your Free Protection Review
We’ll help you understand whether critical illness cover is right for you, how much protection you may need, and the cost of different options.
No jargon — just clear, local advice.
Book Your Free Consultation Today
Important Information
Protection policies are subject to medical underwriting and may contain specific definitions and exclusions.
As with all insurance plans, conditions apply.
The policy has no cash-in value and will end at the expiry of the term.
If you stop paying your premiums, your cover will cease.
